Director of Credit Policy & Loan Review

Piper Companies is seeking a Director of Credit Policy and Loan Review to join a rapidly growing credit union located in Hauppauge, NY. The Director of Credit Policy and Loan Review will lead the development, implementation, and oversight of enterprise lending policies while conducting comprehensive loan portfolio reviews across consumer, residential, and commercial products.

Responsibilities of the Director of Credit Policy and Loan Review include:

• Develop and implement enterprise-wide credit policies and procedures to manage credit risk
• Perform portfolio reviews across commercial, real estate, and consumer lending
• Monitor portfolio performance to identify trends, emerging risks, and areas of concern
• Prepare reports and presentations for senior leadership on credit risk and loan quality
• Support the Credit Risk and Fair Lending Committee with agendas, reporting, and materials
• Execute a robust loan review program, including sample‑based compliance and policy testing
• Communicate discrepancies to loan officers and underwriters and ensure corrective action

Qualifications for the Director of Credit Policy and Loan Review include:

• Bachelor’s degree in business, finance, accounting, risk management, or related field; or 7+ years directly related experience
• 7 years of experience within a bank or credit union, including 3 years leading or influencing teams
• 5 years in loan review, credit policy, credit analysis, underwriting, or related areas
• Underwriting experience across commercial and/or residential lending

Compensation for the Director of Credit Policy and Loan Review includes:

• Salary Range: $170,000-$190,000 depending on experience
• Full Benefits Package: PTO, Paid Holidays, Medical, Dental, Vision, 401K, and more

Keywords: #LI-CR2

#LI-HYBRID

Credit Policy, Loan Review, Credit Risk, Credit Analysis, Underwriting, Lending Policy, Consumer Lending, Residential Lending, Commercial Lending, Portfolio Review, Loan Portfolio Management, Credit Quality, Risk Assessment, Credit Procedures, Lending Compliance, Fair Lending, Credit Committee, Regulatory Compliance, Audit Support, Risk Monitoring, Loan Documentation, Credit Reporting, Credit Governance, Policy Development, Risk Frameworks, Credit Modeling, Loan Underwriting Standards, Credit Risk Strategy, Loan Operations, Loan Review Program, Financial Services, Banking, Credit Union, Mortgage Lending, Commercial Real Estate Lending, Consumer Loan Products, Credit Evaluation, Loan Performance Analysis, Credit Risk Analytics, Risk Appetite, Loan Review Findings, Senior Management Reporting, Policy Maintenance, Credit Trends, Data‑Driven Risk Insights, Lending Oversight, Credit Exceptions, Regulatory Exams, Internal Audit, Credit Scoring, Portfolio Risk, Credit Portfolio Trends, Underwriting Compliance, Lending Risk Controls, Risk Committee Support, Hauppauge NY, Long Island, Financial Institution Leadership, Director of Credit Policy